How does the Affordable Care Act affect children in low-income families and people who want to buy coverage on the new state insurance exchanges? Below find some answers to questions that were posed by readers.
So far, late April 2013 has brought little in the way of formal rulemaking under the private insurance reform and Medicaid titles of the Affordable Care Act. The implementing agencies, however, (the Centers for Medicare and Medicaid Services (CMS) of the Department of Health and Human Services (HHS), the Department of Labor, and the Department of Treasury) have been issuing a steady stream of guidance in the form of Frequently Asked Questions (FAQs) illuminating issues that have arisen under both titles.
President Obama acknowledged reality when he said Tuesday that the rollout of the health reform law next year is going to be interrupted by “glitches and bumps.” But if the past is any indication, an initial spate of difficulties or bad headlines won’t alone spell failure.
The implementation of the federal health care reform, the Affordable Care Act (ACA), has been historic. Already children with pre-existing medical conditions can no longer be denied health insurance coverage, insurers can no longer put lifetime caps on benefits and more than 400,000 Californians under age 26 have gained coverage under a parent’s plan. Additional patient protections and expanded eligibility will take effect in January 2014.
Nearly all of the remaining provisions of the new health care law go into effect next January, including one that requires businesses with 50 or more full-time employees to pay for their health care or pay a penalty. Some businesses may already be making personnel changes to save money when that provision of the Affordable Care Act kicks in. One option on the table: shifting full-time workers to part time.
Health care reform is a “mammoth challenge,” Covered California executive director Peter Lee says in a new video on small business questions about the new insurance marketplace for individuals and small employers that will go life next year, but “it will be easy relative to how complicated buying insurance has been in the past.”
In trekking through a vast wilderness, it’s often good to have a guide. The unexplored territories of the Affordable Care Act are getting just that in a new guide released Monday by the California Association of Health Plans to help Californians understand how so-called “Obamacare” will fundamentally change the state’s insurance marketplace.
SACRAMENTO, Calif. — The California Chamber of Commerce today released its latest edition of CalChamber News featuring information about Covered California, the state’s health exchange. Covered California is the first-in-the nation online health insurance marketplace established under the Affordable Care Act. It will help individuals and small businesses compare health plans, get answers to questions, find out if they qualify for federal tax credits and enroll in a plan that meets their specific needs.
Covered California, the state’s new health insurance exchange under the Affordable Care Act and the first of its kind in the country, has kicked into gear and is working to clear up widespread confusion over its implementation.
Thanks to the Affordable Care Act (ACA) things may be looking up for 50 to 64 year-olds who have lost their jobs or want to retire early. Boomers that fall into this age category are often caught in a financial bind and career limbo because they aren’t yet eligible for Medicare and worry about affording health-care costs.
State officials rolled out information on California’s consumer exchange for medical insurance — a program triggered by federal health care reform — during a town hall meeting in Riverside on Thursday, April 26.
Health care has never been simple. Choosing treatment and a doctor, running a health-care organization—it’s complicated. But with health-care reform, it has become even more complex. It is like a difficult game of chess, but one where the rules keep changing; the bishops don’t move diagonally, and the knights jump three spaces one day and five on another. And tens of thousands of lives are literally at stake as we figure out how this game will play out.
The U.S. Small Business Administration, in keeping with its mission to educate entrepreneurs, is working to guide business owners as they prepare for key health-reform provisions that go into effect next year. Besides dedicating a section of its website to the Affordable Care Act, the SBA has trained nearly 1,200 people – district office employees and representatives of “resource partners” such as Small Business Development Centers, Women’s Business Centers and SCORE – on the landmark law, a top policy analyst says.
The proportion of California employers that offer health insurance to workers declined significantly in the previous decade, according to a new survey by the California HealthCare Foundation, the Sacramento Bee’s “Capitol Alert” reports.
The board at Covered California announced early in its meeting Tuesday plans to defer action on its proposed model health plan contract until next month — and then got an earful of testimony on what needs to be fixed.