Reforms to the individual health insurance market passed out of the Assembly and Senate in Sacramento on Thursday. Included in the bills were popular consumer provisions including: guaranteed issue, requiring insurers to cover all who apply; and rate setting rules that will make it illegal to charge people with pre-existing conditions more than anyone else or redline those conditions.
If you think that the business community has a ton of questions about Covered California, the state’s health benefit exchange that goes into effect Jan. 1, you should see what health officials themselves are wondering.
This fall, health insurers in a few states will be seeing stars. Not the celestial kind, but stars that reflect their scores on quality measures designed to help consumers make better-informed decisions about what coverage to buy.
Recent surveys reveal that 67 percent of employers with three or more employees and who offered health insurance had at least one wellness program in place. More than half offered wellness benefits to employee dependents. Eighteen percent of large employers offered financial incentives for achieving or maintaining health standards and 15 percent offered lower premiums to non-tobacco users.
Faced with a stiff financial healthcare reform law penalty and other financial costs, the overwhelming majority of employers intend to keep sponsoring healthcare plans, with many planning design changes, according to a new survey.
MODESTO — California’s Health Benefit Exchange recently gave the public estimates on the costs of buying health insurance under the Affordable Care Act. Next year, the federal law will require most adults to have health insurance. California will operate an exchange to help uninsured people who qualify to purchase subsidized insurance plans.
California’s health industry heavyweights, warning that insurance premiums will soon consume a third of people’s incomes, today threw their weight behind a plan to revamp the health care delivery system.
Two health reform bills working their way through the state Legislature still contain question marks about some of the details, but overall they represent a major milestone for Californians who buy their own health insurance, according to consumer advocates.
In 2008, the number of small businesses offering health insurance to their employees declined to 49 percent of firms with three to nine workers, 78 percent of firms with 10 to 24 workers, and 99 percent of firms with more than 200 workers.
WASHINGTON — The Department of Health and Human Services (HHS) has finalized rules for implementing some of the key provisions of the Affordable Care Act, including guaranteed issue and guaranteed renewal of insurance policies.
California has been working on health care reform for years, but this week’s legislative special session had that distinctive sound of a starting gun for the last, big dash toward the Affordable Care Act finish line.